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Uncle Bill
08-29-2011, 03:24 PM
Have you been alerted to what's coming? Time to get involved? UB


I've received several emails like the one below and thought I would share with everyone what I have found out.

I thought you would be interested in the information on factcheck.com (http://factcheck.com/)

http://factcheck.org/2011%2F04%2Fpremium-nonsense-on-medicare%2F#.Tk2yoUnj9Es.email (http://factcheck.org/2011/04/premium-nonsense-on-medicare/#.Tk2yoUnj9Es.email)


More rip offs from our liars in office!



MEDICARE PREMIUM INCREASE


For those of you who are on Medicare, read the article below.





It is about the monthly amount of money you are going to pay in Medicare premiums in 2011, 2012 and the huge increase you will pay in 2013.




It's a short but important article:


Congress will not allow an increase in the social security COLA (cost of living adjustment); however, the per person monthly Medicare insurance premium will be increased from the 2009 premium of $96.40 to $104.20 in 2012, $120.20 for the year 2013..........


AND increases to a wonderful $247.00 in 2014.



Thank You Obamacare!
Congress also gave themselves a $3,000 a month Cost of Living Adjustment!


Send this to all seniors that you know. So they will know who's throwing them under the bus.




REMEMBER ...... NOVEMBER 2012!

Gerry Clinchy
08-29-2011, 05:31 PM
I recall coming across this some time back, and I think that the doubling of premium is not accurate ... but, who knows?

I don't think we'll have to worry about death panels in Obamacare ... at the rate that everyone is throwing Medicare under the bus, that should take care of itself.

caryalsobrook
08-29-2011, 05:33 PM
Have you been alerted to what's coming? Time to get involved? UB


I've received several emails like the one below and thought I would share with everyone what I have found out.

I thought you would be interested in the information on factcheck.com (http://factcheck.com/)

http://factcheck.org/2011%2F04%2Fpremium-nonsense-on-medicare%2F#.Tk2yoUnj9Es.email (http://factcheck.org/2011/04/premium-nonsense-on-medicare/#.Tk2yoUnj9Es.email)


More rip offs from our liars in office!



MEDICARE PREMIUM INCREASE


For those of you who are on Medicare, read the article below.





It is about the monthly amount of money you are going to pay in Medicare premiums in 2011, 2012 and the huge increase you will pay in 2013.




It's a short but important article:


Congress will not allow an increase in the social security COLA (cost of living adjustment); however, the per person monthly Medicare insurance premium will be increased from the 2009 premium of $96.40 to $104.20 in 2012, $120.20 for the year 2013..........


AND increases to a wonderful $247.00 in 2014.



Thank You Obamacare!
Congress also gave themselves a $3,000 a month Cost of Living Adjustment!


Send this to all seniors that you know. So they will know who's throwing them under the bus.




REMEMBER ...... NOVEMBER 2012!



What the hell did you expect UB. First thing our illustrious Pres. did after Obamacare passed was to add 15,000,000 to the MEDICAID rolls. they pay NOTHING and get unlimited care. All others get limited care AND HAVE TO PAY FOR IT!!! In other words another 15,000,000 riding in the wagon and less pulling it:rolleyes:

EdA
08-29-2011, 07:04 PM
I became Medicare eligible December 2010, my health insurance which I have had through the AVMA insurance trust since 1974 informed me that I was no longer eligible for health insurance but they would be happy to supply me with a supplemental Medicare plan which was grossly over priced.

At the advice of my insurance advisor I took AARP Medicare supplemental insurance, so called Medigap insurance. Because I am still working and earn over the allowable threshold I pay a $350 per month Medicare premium, additionally I pay for the supplemental Plan F, and Plan D with an additional premium penalty of $50/month due to my income.

The result is that my monthly health insurance premiums and penalties because I am working total about $500/month which is within $100 of my HSA plan prior to reaching age 65.

I read an article today about the amount of time translated to
dollars that US MDs spend with insurance issues versus MDs in Canada. It vosts US MDs the equivalent of $80,000 annually dealing with various insurers including private companies and the US Government. The system is obviously flawed and needs a complete overhaul.

Gerry Clinchy
08-29-2011, 09:30 PM
Ed, a perfect example of how Medicare is not actually an "entitlement" program. Many people are paying over-and-above the bare minimum for the benefits. I think that many people confuse Medicare with Medicaid.

charly_t
08-29-2011, 10:33 PM
Ed, a perfect example of how Medicare is not actually an "entitlement" program. Many people are paying over-and-above the bare minimum for the benefits. I think that many people confuse Medicare with Medicaid.

I had never thought that people might be confusing the two but I'm sure you are correct. As I have said before we were no longer eligible for the regular company insurance that we had where my husband worked before his retirement. They offered a supplement to the medicare plan but no longer offered a full insurance for we seniors. Our freedom of choice had been done
away with. They changed insurance "carriers" almost every year after that. Then about two years ago they began using the AARP plans. The total that we pay for insurance makes a nice profit for someone ( I believe ). It's true that I have used it a good bit over the years but my husband has remained healthy and at 82 still does all our own yard work ( our yard probably contains about 3 acres ). We do not run to the Dr. every time we have a small pain. My husband seldom visits the Dr. ( maybe twice a year at the most ). I go about every three to 6 months to get my prescriptions filled. I
feel that less meds is better ( than most doctors want a person to take ).
In fact in most cases less Doctors' visits will keep you healthier :-) Just my thoughts about it all.

Marvin S
08-30-2011, 12:19 AM
Have you been alerted to what's coming? Time to get involved? UB

So - Should I contact Sen's Patty Murray, Maria Cantwell or our very own RINO - Dave Reichert :). They are all :(.


I became Medicare eligible December 2010,

Enjoy your working retirement :)! Especially if you enjoy what you do! & you appear to by your willingness to share professional insights on these forums, which I admire :cool:.

We've done without supplements as we only get stuck with 20% of what Medicare actually pays (they 80 - we 20)so it's not too bad. Boeing had a supplement that it only took about 3 years to become more than our retirement check :). I hate AARP !!!!!!!!!!!!!!

charly_t
08-30-2011, 02:16 AM
I hate AARP !!!!!!!!!!!!!!

I hear you loud and clear. Not thrilled about some things either.

red devil
08-30-2011, 11:30 AM
Have you guys considered Medicare advantage plans? Might make a lot of sense, particularly if you do not go to the doctor very much. Depending on the state you live, it may be possible to be on one of these plans and pay next to nothing in monthly premiums compared to supplement plans. The trade off is modest co pays and deductibles for hospitalization and doctor's visits most with an annual cap less than your supplement premiums.

Check with your insurance advisor.

Must be something good about them, Dems have been trying to kill these things for years.:-P

Uncle Bill
08-30-2011, 01:46 PM
Have you guys considered Medicare advantage plans? Might make a lot of sense, particularly if you do not go to the doctor very much. Depending on the state you live, it may be possible to be on one of these plans and pay next to nothing in monthly premiums compared to supplement plans. The trade off is modest co pays and deductibles for hospitalization and doctor's visits most with an annual cap less than your supplement premiums.

Check with your insurance advisor.

Must be something good about them, Dems have been trying to kill these things for years.:-P


No doubt about it!!! I wouldn't be a part of AARP for all the tea in China.

To my knowledge, anyone can become a member of a Medicare advantage plan. My wife and I have been on one 10 years. It has changed names from time to time, and the current one is about to change their name as well.

Our current plan is from Secure Horizons, and is changing to United Healthcare, which seems to be the overall mother of various advantage plans. You can reach them at 866-579-8774 for a complete booklet on what they cover in your particular state.

In Sodak we pay no....THAT'S NO...monthly premium. We pay $15 per visit to our doctor of choice. If we see a specialist, we pay $25 per visit.

Our hospitalization is subject to a percentage that is spelled out for various visits, and has a maximum annual amount each of us is responsible for. At present out max combined limit is $5200. So far, I've been charged $975 for a couple of hospital visits in 2011.

Not sure what this will morph into next year, because Obamacare is becoming a part of the equation, whether it becomes implemented or not. Since these plans are set up for a year at a time, the insurance companys have to adjust for what their laws dictate, so if we get to keep our Advantage Program or not, remains to be seen. I expect to see a new booklet with the 2012 rates and plans sometime next month.

UB

charly_t
08-30-2011, 02:05 PM
I believe that United healthcare is who handles AARP's health insurance plan that we have. Could it be the same company ?

red devil
08-30-2011, 10:23 PM
Companies just brand themselves using AARP. Secure Horizons is part of the United Health Care group as is golden Rule Insurance.

Most of the major companies offer Advantage plans, but not in every geographic area.

You will find it difficult to get information about Advantage plans until the annual enrolment period opens later this fall. Because seniors are weak and feeble minded, your all powerful supermen and women who you elected to protect you from evil, grasping insurance sales people who want nothing more than to take advantage of you with zero dollar premiums can't talk with you, give you any information nor can we even make an appointement with you unless you consent to let us make an appointment with you (in writing) to discuss your options. I kid you not. These plans are too popular for them (dems) to take them away so they pile on the regulations so agents eventually throw their hands up and refuse to get certified to sell them. Lord Forbid you should have a choice about your healthcare.

Rant over - check with Humana, Anthem and Secure Horizons later this year for info and quotes. If you live in Wi I can refer you to a specialist in Senior health insurance - PM me.

charly_t
08-30-2011, 11:42 PM
Thanks, Red Devil. I think, vbg. The way our Insurance is set up I think we will stay with the one that the company contracts with. They pay a major portion of it. It is I guess you would say part of my husband's retirement benefit. Rewards ( ? ) for years of service. If we opt out that is the end of our using it I believe. We did not choose AARP....it was never an option. We could only choose the AARP plan that we wanted. Otherwise we would have to pay for our own health care insurance if we decide on a different insurance company.