A foreign concept to you.
It seems obvious, actuarily, that if one does not allow exclusion for pre-existing conditions & eliminates annual and lifetime limits, there is simply no way to pay for this without requiring EVERYone to purchase insurance.
Now, all states (as far as I know) require car insurance. Yet, doggone it, people still get in a car and drive without it. Do I really expect that anyone will do "hard time" because they failed to get health insurance? How many jails will we have to build if they did that? And while in jail, they don't have to worry about the cost of health care :-)
BTW, you need a letter when you sign up for Medicare Supplemental Insurance that says you were previously insured. Not sure what happens if you were not.
The cool part about this is that you get taxed if you don't have coverage ... but you also get taxed if your coverage is "too good" :-) The govt has decided what you "need", and you shouldn't be too piggy. I'm not clear if this is also true of a self-employed individual. If so, the govt is then deciding that health care insurance is equivalent to paying a luxury tax on a yacht.Quote:
That the Fed Gov can supposedly mandate that I buy insurance and what coverage I have to have in that purchase does not sit well with me or many others,
Notice, too, how the bill has invaded other things ... like me having to give Staples a 1099 form if I spend more than $600 there in one year!
in my opinion, what they are trying to do is irresponsible. i liken it to being the provider of income for your family and quitting your job without having another one lined up.
if they feel that what we have is so horrible that it needs to be repealed, they should first develop an alternative plan, debate it in both the house and senate, get agreement on the new plan, and table it.
THEN, repeal the old plan, vote in the new one and proceed.-Paul
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It is not government run, no. It is a bill, not a system or government agency so it cannot be government run in any way. You still buy insurance from private agencies only. The bill outlines rules and regulations for the insurance agencies to follow though, to protect the American people. And it provides a subsidy for people to pay their premiums. What people do not like about the bill is something that the insurance companies forced the President to put into it so they would agree to the provisions that he wanted, which is that in order for everyone to be covered and receive these provisions and subsidies to pay for premiums that help us, everyone has to buy coverage. If they do not want coverage, there is a fee that must be paid to cover the cost. Because if everyone opted out, we would not be able to have the good parts of the bill at all. So people want to opt out and not pay for coverage until they get sick, and then sign up, which drives health care cost up for everyone. There are negatives in the bill, but all in all it is a good thing.
See RK, it is not government run. No wonder the insurance companies are not squaking.