In a free society, the people are given many opportunities to succeed. But there will always be a 'something-for-nothing' crowd that will have their hands out, because in their view they are 'owed' for some strange reason. Their hand-outs are a form of a right as they have been told by the socialists/Democrats for the time frame you are looking at. Their parents can't teach them either because they were brain-washed in that belief as well.
Without recognizing a free society demands responsibility of the individual to take care of themselves, and NOT rely on big government for every scrap of existance, the nation will continue to slide into Marxism/communism, much like the Obamaites are actively changing daily.
It's not difficult to explain HOW those numbers occurred, Henry. Your precious Democrat-led oligarchy providing all that stimulus and money printing has been taken advantage of by those on Wall Street, that understand how to fleece the ignorant. If you need to point the finger of blame, handing out low-interest lucre to those that know what to do with it, might be your answer.