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Thread: O-care and college students

  1. #1
    Senior Member Gerry Clinchy's Avatar
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    Default O-care and college students

    http://www.foxnews.com/politics/2013...rom-obamacare/

    College students are being heavily impacted. Schools have long offered bare bones coverage, which could be of some value for students.

    In another article I read, the govt says that these students can now stay on their parents' insurance till age 26. However, even now, kids can stay on their parents' insurance while full-time students until 21 ... so if the kids who need this kind of coverage had parents who already had insurance, they really wouldn't need this coverage to begin with. It's likely that the kids in some of these small schools or community colleges don't have parents with coverage; maybe don't even have parents?
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    Senior Member Buzz's Avatar
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    There was an easy solution to all of this. It's called Medicare for All.

    But that was taken off the table early to satisfy the insurance lobby & hopefully bring some conservatives on board.

    Like that was ever going to happen...
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

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  3. #3
    Senior Member Gerry Clinchy's Avatar
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    No, don't think Medicare for All works ... it took a long while, but the UK now advises people to look for healthcare outside of the govt system because the govt system is proving unsustainable.

    It could be that Medicare wasn't a good idea to begin with? I don't object to re-vamping the concept of Medicare along lines that Ryan suggested, i.e. leaving people alone who are past a certain age (since they haven't got enough time before age 65 to make the financial change). Certainly, you wouldn't just throw all the people on Medicare now to the wolves. It would require a careful transition into something that would be sustainable. Same for SS.

    However, must found this article on a temporary help to those whose policies have been cancelled.
    http://www.americanthinker.com/blog/...nightmare.html
    Many healthcare insurance companies offer policies that expire after six to twelve months. The premiums for these policies are much cheaper than standard policies with similar benefits, since the risk to the insurance company is limited by the duration of the policy. The one drawback is that they do not cover pre-existing conditions.



    Another potential risk exists if in the unlikely event Congress removes the requirement for insurance companies to accept enrollees with pre-existing conditions and you develop a serious illness. In this case, the short-term policy could expire and leave you without coverage. It seems highly improbable, though, that Congress would take that benefit away in the next year, especially with Obama at the ready to veto it.
    So, there is some risk if you should develop a pre-existing condition by the time you go to renew, but it could be a stop-gap measure for those who are presently healthy.
    G.Clinchy@gmail.com
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  4. #4
    Senior Member sick lids's Avatar
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    I just can't stop wondering how many voted for it, or will vote against it now that they are seeing what it costs now. Common sense should start kicking in pretty soon here as people realize that this is as cheap as it gets now, it will only get more expensive as time goes by.

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    Senior Member huntinman's Avatar
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    Medicare for all... Liberal code words for single payer, socialist health care. I believe that is the true goal of this whole mess.
    Bill Davis

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    Quote Originally Posted by Buzz View Post
    There was an easy solution to all of this. It's called Medicare for All.

    But that was taken off the table early to satisfy the insurance lobby & hopefully bring some conservatives on board.

    Like that was ever going to happen...
    Medicare for all an EASY solution???? Give me a break. How about your putting that graph showing the beginning of the increase of healthcare cost as a % of GDP, a cost that remained relatively stable until the advent of Medicare. Liberals whine and moan that the cost of healthcare has gone up dramatically and propose as a solution THE VERY THING that caused the increase. How stupid can one get??

    Fact, over 40% of the doctors no longer participate in Medicare or no longer accept patients with Medicare. Fact, doctors LOSE money when treating Medicare patients. Fact, patients with private insurance and those who pay cash make up this loss.

    I do not know all the actions the doctors will take but there are some I feel certain the will take. They will cherry pick the fee schedule. If they will lose money on a fee determined by the gov. bureaucrat, they will simply not perform the procedure. There will be no charity or compassion. The days of the doctor-patient relationship will be a thing of the past. I doubt that many patients realize what this is but will, once it is gone. There will probably be a black market. If the patient can sell the doctor a vehicle at below cost, the doctor may also treat at a loss. The patient with nothing to offer is just SOL.

    Simple and easy? Just watch those senators and congressmen who vote for such a plan exempt themselves and their staff. JUST as the did for Obama Care.

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    Senior Member Buzz's Avatar
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    Gerry. Aren't all insurance policies one year contracts that have to be renewed every year? By law if you develop a condition over that year, the insurance company can't deny you because you had continuous coverage. But they sure can raise your rates at renewal time, and you many not be able to afford it, and you surely won't be able to afford to live without it...
    Last edited by Buzz; 11-19-2013 at 07:59 AM.
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

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  8. #8
    Senior Member Buzz's Avatar
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    Quote Originally Posted by caryalsobrook View Post
    Medicare for all an EASY solution???? Give me a break. How about your putting that graph showing the beginning of the increase of healthcare cost as a % of GDP, a cost that remained relatively stable until the advent of Medicare. Liberals whine and moan that the cost of healthcare has gone up dramatically and propose as a solution THE VERY THING that caused the increase. How stupid can one get??

    Fact, over 40% of the doctors no longer participate in Medicare or no longer accept patients with Medicare. Fact, doctors LOSE money when treating Medicare patients. Fact, patients with private insurance and those who pay cash make up this loss.

    I do not know all the actions the doctors will take but there are some I feel certain the will take. They will cherry pick the fee schedule. If they will lose money on a fee determined by the gov. bureaucrat, they will simply not perform the procedure. There will be no charity or compassion. The days of the doctor-patient relationship will be a thing of the past. I doubt that many patients realize what this is but will, once it is gone. There will probably be a black market. If the patient can sell the doctor a vehicle at below cost, the doctor may also treat at a loss. The patient with nothing to offer is just SOL.

    Simple and easy? Just watch those senators and congressmen who vote for such a plan exempt themselves and their staff. JUST as the did for Obama Care.

    We pay double per capita of any other health system in the world. But these guys can't figure out how to make any money. Pretty sad. Maybe they should be doing something else for a living. It's obvious they can't run a business.
    Last edited by Buzz; 11-19-2013 at 07:51 AM.
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

    Raven - Moneybird's Black Magic Marker***
    (Esprit's Power Play x Trumarc's Lean Cuisine)
    Mick - Moneybird's Jumpin' Jack Flash***
    (Clubmead's Road Warrior x Oakdale Whitewater Devil Dog)
    Peerless - Moneybird's Sole Survivor
    (Two River's Lucky Willie x Moneybird's Black Magic Marker)

  9. #9
    Senior Member Buzz's Avatar
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    Gerry, did it occur to you that these college students that can't get health insurance from their parents will probably qualify for care under the medicaid expansion? Well, maybe except for those who live in states that have right wing govs that refused to expand medicaid...
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

    Raven - Moneybird's Black Magic Marker***
    (Esprit's Power Play x Trumarc's Lean Cuisine)
    Mick - Moneybird's Jumpin' Jack Flash***
    (Clubmead's Road Warrior x Oakdale Whitewater Devil Dog)
    Peerless - Moneybird's Sole Survivor
    (Two River's Lucky Willie x Moneybird's Black Magic Marker)

  10. #10
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    Quote Originally Posted by Buzz View Post
    We pay double per capita of any other health system in the world. But these guys can't figure out how to make any money. Pretty sad. Maybe they should be doing something else for a living. It's obvious they can't run a business.
    !
    You STILL don't post the chart showing when the problem began.

    As for running a business, I have an idea. How about YOU starting a business and YOU hiring the doctors. Nothing stopping you. Show us how smart you are running a healthcare business. Take YOUR MONEY and not taxpayer money. If they are so dumb and you are so smart you should be able to make a killing. If you are successful, Bill Gates would not be able to hold a candle to what you could make.

    Go ahead and MAKE MY DAY

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