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Thread: Merry Chistmas and Don't Forget to Enroll!

  1. #11
    Senior Member Franco's Avatar
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    Menmon, have a great holiday season. As a Democrat, you'll love this Christmas video!

    I can stop laughing after watching this. Semmes, Alabama brought these dancing Santas in for their Christmas parade.
    http://www.commondreams.org/further/2013/12/23-1
    It's such a shame that in the USA, defending Liberty has become such a heroic deed.

  2. #12
    Senior Member road kill's Avatar
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    Quote Originally Posted by Franco View Post
    Menmon, have a great holiday season. As a Democrat, you'll love this Christmas video!

    I can stop laughing after watching this. Semmes, Alabama brought these dancing Santas in for their Christmas parade.
    http://www.commondreams.org/further/2013/12/23-1
    Are they enrolled?????

  3. #13
    Senior Member Brad Turner's Avatar
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    Merry Christmas menmon.

    His insurance is a better deal for him. As I recall, someone in his family has a pre-existing condition. Everybody else's premiums go up so that his can be subsidized. Of course he likes it.
    Mioaks Southbound Sammy JH
    Leatherwood's Here's Your One Chance Fancy

    "Luck is the residue of design"- Branch Rickey

  4. #14
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    Quote Originally Posted by Brad Turner View Post
    Merry Christmas menmon.

    His insurance is a better deal for him. As I recall, someone in his family has a pre-existing condition. Everybody else's premiums go up so that his can be subsidized. Of course he likes it.
    So you think it is ok that someone that has a pre existing condition can not get coverage. Bankrupt someone with a medical issue, just because they couldn't find insurance that would cover them. Why not just euthanize anybody that is not as healthy as you, so long as your premiums don't go up. Whatever happened to compassion for our fellow man/woman? there are many things about this law that I don't like, but the part where someone cannot be denied because of a pre-existing condition is a good thing. Say you were working for someone and over time you acquired some health issues. You unfortunately lose your job and have to buy insurance, you had insurance with your previous employer, but now you can't get any coverage because there is no insurance company that will cover your pre-existing condition. Who pays for the medical bills when the person can't afford to pay the entire bill because of no insurance? they have to make a choice, put food on the table, or pay the medical bill. What do you think is going to happen? They are going to eat, then the cost gets passed on to the rest of us by higher healthcare costs to offset the ones that don't pay.
    Last edited by shinyhead; 12-24-2013 at 07:48 PM.

  5. #15
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    Quote Originally Posted by shinyhead View Post
    So you think it is ok that someone that has a pre existing condition can not get coverage. Bankrupt someone with a medical issue, just because they couldn't find insurance that would cover them. Why not just euthanize anybody that is not as healthy as you, so long as your premiums don't go up. Whatever happened to compassion for our fellow man/woman? there are many things about this law that I don't like, but the part where someone cannot be denied because of a pre-existing condition is a good thing. Say you were working for someone and over time you acquired some health issues. You unfortunately lose your job and have to buy insurance, you had insurance with your previous employer, but now you can't get any coverage because there is no insurance company that will cover your pre-existing condition. Who pays for the medical bills when the person can't afford to pay the entire bill because of no insurance? they have to make a choice, put food on the table, or pay the medical bill. What do you think is going to happen? They are going to eat, then the cost gets passed on to the rest of us by higher healthcare costs to offset the ones that don't pay.
    Yes it is ok, it is suppose to be a free market system, something both parties no longer believe in. Merry Christmas.

  6. #16
    Senior Member Brad Turner's Avatar
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    He and his wife have been able to get coverage. This admin has lied to the insurance companies and told them not to worry about sick people signing up, young healthy people will sign up and offset the cost of those sick. This, of course, is not happening and insurance companies are going to take big losses.


    Shiny, you can't force people to have compassion. The fed has never done a good job of running anything, why would they be good at this?
    Mioaks Southbound Sammy JH
    Leatherwood's Here's Your One Chance Fancy

    "Luck is the residue of design"- Branch Rickey

  7. #17
    Senior Member menmon's Avatar
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    Quote Originally Posted by M&K's Retrievers View Post
    Plueeze. $1040 a month for two is no bargain and without a drug co-pay your drugs are subject to the deductible. You didn't mention the deductible amount. How is the coverage better? Maternity coverage? I'm doubting you don't need that feature. How's the network?
    It's a deal when your wife is uninsurable becasue she has rheumatoid arthritis. Since I left the bank we were insured under cobra. Couldn't get it any other way. When I worked at the bank, I paid approximately $700 per month and my the bank paid the other half for a total of $1400 per month. The deductable was $2800 each and drugs went towards the copay. My new deductable is $1500 each and drugs are not part of the deductable.

    The only negative in this policy and I don't see it as one is that I have to stay in network. I am not married to a special doctor anymore, so it does not mater to us and there are plenty of good doctors and various specialist in the network.

  8. #18
    Senior Member menmon's Avatar
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    Quote Originally Posted by Brad Turner View Post
    Merry Christmas menmon.

    His insurance is a better deal for him. As I recall, someone in his family has a pre-existing condition. Everybody else's premiums go up so that his can be subsidized. Of course he likes it.
    Get a clue please!!! I'm going to let you in on a little secret....insurance is socialism. It is by design a collective arrangement where the sick can get treated for less cost because the healthy pay.

    Now I guess when you smoke, drink and over eat you put more burden on the collective group, I hope no body dignosis your stupidity because everyone's insurance will go up for sure when they try to fix that.

    My insurance is with Humana no different than when I worked at the bank and was with Blue Cross, only difference is I had many options, I could have gotten the same policy I had before and had an out of network policy that was more expensive.

  9. #19
    Senior Member menmon's Avatar
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    Quote Originally Posted by Gerry Clinchy View Post
    Found this interesting. One of the candidates for Gov. in MA is campaigning on the fact that Romneycare is such a financial disaster for MA, that the only answer is for the Fed govt to go to single-payer.

    Given the issues with Obamacare ... some would be solved"

    1) Won't have to worry about the billing thing, since everybody just pays their taxes and doesn't need to get a bill.

    2) Won't have to worry about the buggery insurance companies, except if you're very wealthy and want to be sure you get the healthcare you really need.

    OTOH, if the Fed govt can't build a website for $600 million, I wonder how good they will be when they are involved in delivering healthcare? I'd say that Obama & his administration might find out that delivering health care is every bit as complex as buying health insurance. Some doctors might even say that it is more complex

    I might be incorrect, but as I recall, the insurance companies were ready with their plans for O-care, and were able to enroll people directly ... while the Fed govt's website was incapable of doing that.

    [/INDENT]
    The website is for nothing more than enrolling, just like the one I used when I worked at the bank, actually better. I pay Hummana directly by monthly bank drafts. Government not involved in the money part in any way. Humana has another customer so happy too.

  10. #20
    Senior Member menmon's Avatar
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    There has been so much misinformation put out there about the ACA so everyone's heads are full of shit about it.

    Example, you work for exxon so you have 10 insurance plans to choice from, nobody ask about preexiting conditions, just how old you are. Exxon employs approximatly 500,000 people some sick some not and the insurance company quotes a price that works for them given this bucket of sick and not sick. No different than the exchange. Now the government did add something good a tax if you are not insured and subsidy for the folks thats income is such they can afford it.

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