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Thread: Merry Chistmas and Don't Forget to Enroll!

  1. #41
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    Quote Originally Posted by swampcollielover View Post
    ....by the way, if you are on COBRA, you lost your job! It is not for those who leave on their own...
    Not only do you have the confused by facts gene; but you also have the classy gene.
    Great combo there swamp.....NOT!!

  2. #42
    Senior Member Brad Turner's Avatar
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    Quote Originally Posted by Buzz View Post
    So your a supporter of the idea that health insurance is for the healthy, and once they get sick they are on their own.
    Im not a supporter of this in any way.

    My feeling is that insurance should not be used for things like doctor visits and such. A person should just pay for those out of pocket. Insurance should be used for catastrophic events (surgeries, serious illness, etc.). The insurance companies and the government have made it where this is not a possibility. Even before the ACA, insurance was, basically, a necessity. Now, the government just mandates that you have minimum coverage.

    I guess I feel like health insurance should be like auto insurance. You don't file a claim for a flat tire, you just pay to have it fixed.
    Mioaks Southbound Sammy JH
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  3. #43
    Senior Member Brad Turner's Avatar
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    Quote Originally Posted by menmon View Post
    Get a clue please!!! I'm going to let you in on a little secret....insurance is socialism. It is by design a collective arrangement where the sick can get treated for less cost because the healthy pay.

    Now I guess when you smoke, drink and over eat you put more burden on the collective group, I hope no body dignosis your stupidity because everyone's insurance will go up for sure when they try to fix that.

    My insurance is with Humana no different than when I worked at the bank and was with Blue Cross, only difference is I had many options, I could have gotten the same policy I had before and had an out of network policy that was more expensive.
    Menmon,
    There is no reason for you call me stupid. Please show me where I stated something that wasn't true.

    I don't think it is right for insurance companies to be able to deny your wife coverage. I think it is a grave injustice. I'm assuming that she didn't ask to have RA, and that is a terrible affliction. I'm sorry she has to deal with that and I'm sure it is hard on you too. I don't feel, however, that the government should be in the insurance business. They have proven, time and again, that they will waste taxpayer money and make the situation worst. I am very aware of the problems that existed in the old system, but it wasn't beyond fixing. I'm sure changes could have been made without completely gutting a system that worked for most Americans.

    The real problems haven't even started yet. When the employer mandate kicks in, the stuff is really going to hit the fan.
    Mioaks Southbound Sammy JH
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  4. #44
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    Quote Originally Posted by Brad Turner View Post
    .................................................. .................................................. .................I don't feel, however, that the government should be in the insurance business. They have proven, time and again, that they will waste taxpayer money and make the situation worst. I am very aware of the problems that existed in the old system, but it wasn't beyond fixing. I'm sure changes could have been made without completely gutting a system that worked for most Americans.

    The real problems haven't even started yet. When the employer mandate kicks in, the stuff is really going to hit the fan.
    Correct ! .................................................. ................
    charly

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  5. #45
    Senior Member swampcollielover's Avatar
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    Quote Originally Posted by mjh345 View Post
    Not only do you have the confused by facts gene; but you also have the classy gene.
    Great combo there swamp.....NOT!!
    Coming from a Democratic Marxist who thinks the Government should provide everything to everyone regardless of what effort they make....I get your comments.....!

  6. #46
    Senior Member Buzz's Avatar
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    Quote Originally Posted by Brad Turner View Post
    Menmon,
    There is no reason for you call me stupid. Please show me where I stated something that wasn't true.

    I don't think it is right for insurance companies to be able to deny your wife coverage. I think it is a grave injustice. I'm assuming that she didn't ask to have RA, and that is a terrible affliction. I'm sorry she has to deal with that and I'm sure it is hard on you too. I don't feel, however, that the government should be in the insurance business. They have proven, time and again, that they will waste taxpayer money and make the situation worst. I am very aware of the problems that existed in the old system, but it wasn't beyond fixing. I'm sure changes could have been made without completely gutting a system that worked for most Americans.

    The real problems haven't even started yet. When the employer mandate kicks in, the stuff is really going to hit the fan.

    No, ACA does not put the government into the insurance business.
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

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  7. #47
    Senior Member Buzz's Avatar
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    Quote Originally Posted by swampcollielover View Post
    Coming from a Democratic Marxist who thinks the Government should provide everything to everyone regardless of what effort they make....I get your comments.....!

    It seems like you don't feel any obligation to tell the truth. You sure as he!! can get coverage with Cobra if you quit your job. When I quit Siemens I used Cobra to keep coverage until my new insurance kicked in. Mike left his job to go to into business for himself. I run my own business now. Some of the new laws take one of the big scary uncertainties of starting your own business off the table. It's nice to see good folks like Mike and his wife benefit.
    "For everyone to whom much is given, of him shall much be required." -- Luke 12:48

    Raven - Moneybird's Black Magic Marker***
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    Mick - Moneybird's Jumpin' Jack Flash***
    (Clubmead's Road Warrior x Oakdale Whitewater Devil Dog)
    Peerless - Moneybird's Sole Survivor
    (Two River's Lucky Willie x Moneybird's Black Magic Marker)

  8. #48
    Senior Member Brad Turner's Avatar
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    it has increased the number of medicare recipients, which is essentially government insurance.

    Really? That's the only thing you can say?
    Last edited by Brad Turner; 12-28-2013 at 08:57 PM.
    Mioaks Southbound Sammy JH
    Leatherwood's Here's Your One Chance Fancy

    "Luck is the residue of design"- Branch Rickey

  9. #49
    Senior Member Brad Turner's Avatar
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    I will agree with you Buzz. It is nice to see a (judging from the internet) productive family benefit from this legislation. It remains to be seen how much this is going to cost us all (legitimate costs and fraud). I still have a hard time justifying causing millions of people angst and hardship in order to make insurance cheaper for a small percentage of our population.
    Mioaks Southbound Sammy JH
    Leatherwood's Here's Your One Chance Fancy

    "Luck is the residue of design"- Branch Rickey

  10. #50
    Senior Member Gerry Clinchy's Avatar
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    Quote Originally Posted by Buzz View Post
    No, ACA does not put the government into the insurance business.
    Reid and Obama have both admitted publicly that is the ultimate goal, and that ACA is just the first step.

    The govt has already dictated to the insurance companies what coverage they must provide in their plans. They are subsidizing the premiums that have to be charged for these plans designed by govt. By the time the govt starts bailing out the insurance companies (it's written into the law that for three years the govt will help offset their losses ... guess they expected losses?), the govt will be deeper into the insurance business.

    Many doctors and hospitals are not participating in the govt plans because of the reimbursement schedule. How long before the govt wants to "mandate" that those doctors and hospitals MUST participate in those plans?
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