The Obama administration is considering an extension of the president's decision to let people keep their individual insurance policies even if they are not compliant with the health care overhaul, industry and government officials said Thursday. Avalere Health CEO Dan Mendelson said Thursday that the administration may let policyholders keep that coverage for as long as an additional three years, stressing that no decision has been made. Policymakers are waiting to see what rate hikes health insurers plan for the insurance exchanges that are key to the overhaul's coverage expansions.
The Centers for Medicare and Medicaid Services on Tuesday proposed a new guidance for 2015 aimed at expanding choices of doctors and hospitals on plans offered through the exchanges in President Obama's health care law. But in an effort to answer one complaint of Obamacare, the proposed regulations could exacerbate another, by further driving up premiums. Starting on Jan. 1, Obamacare imposed a raft of new regulations on insurance – such as requiring that insurers offer certain benefits and cover those with pre-existing conditions – that naturally made insurance more expensive. To contain the growth of premiums, insurers responded to the requirements by trimming the number of doctors and hospitals that were part of their networks of providers.
Humana announced that it expects to tap the three risk adjustment mechanisms in ObamaCare for between $250 and $450 million in 2014. This amounts to about 25 percent of the insurer’s expected exchange revenue. This money is needed to offset losses that the insurer will take as a result of slower enrollment in its ObamaCare plans, and a skewed risk pool that weighs more heavily toward older and less healthy members than it originally budgeted....The mix of people enrolling in Humana plans still skews toward older individuals. Only 20 percent of enrollees are below the age of 30, while 42 percent are aged 50-64.
Do I remember correctly that when the House proposed delaying the individual mandate for one year, the Dems and Obama vehemently opposed it; preferring to shut down the govt for 17 days ... but now Obama proposes to bypass the legislature and to delay that mandate by not just one, but for three years? How convenient that this proposal ... without legislation ... would also bypass the 2014 midterms and 2016 presidential election.

Did the Constitution ever intend that the chief executive could manipulate laws in this way?