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Thread: Pet insurance

  1. #1
    Senior Member 480/277's Avatar
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    Default Pet insurance

    How many have it and who do you use?

  2. #2
    Senior Member jrrichar's Avatar
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    Healthy Paws Pet Insurance, monthly premiums depend on where you live but mine are roughly $50 month (based coverage started when a puppy) with $100 annual deductible, 90% coverage of everything except office visit fee, routine care, and pre-existing conditions. Couldn't be happier. 2-3 day turn around from claim submission to reimbursement.

    Even a simple surgical procedure is worth the coverage let alone emergency full blown specialist surgical procedures with months of rehab (been there out of pocket, never again).

  3. #3
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    Trupanion, they cover working dogs
    Southland Dixe's Hunter Boy, JH (Hunter)
    Triple J's Hotta Habanera Mo Betta, (Mo)
    Freezeland's Carbon Squared, (CC)

  4. #4

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    Pet Plan. One small claim was denied and one large claim was paid.

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    Quote Originally Posted by jrrichar View Post
    Healthy Paws Pet Insurance, monthly premiums depend on where you live but mine are roughly $50 month (based coverage started when a puppy) with $100 annual deductible, 90% coverage of everything except office visit fee, routine care, and pre-existing conditions. Couldn't be happier. 2-3 day turn around from claim submission to reimbursement.

    Even a simple surgical procedure is worth the coverage let alone emergency full blown specialist surgical procedures with months of rehab (been there out of pocket, never again).
    I agree 100% with the above. I have been with them for a while now (5 years I think) and cannot complain about one thing with them. For example I had surgery done on my older dog Thursday, picked her up Friday. Used the iPhone App to submit my claim while in the vets office, 3 hours later I get a email from HP stating how much they are covering. I also bet I will have a check from them in my mailbox tomorrow, try that with the others. There are others out there that are cheaper, but they also have a lot of loop holes in their policies too. I can get the others at a 15-20% discount thru my work, but I pay more for their service.

    My one dog is almost 11, has the "premium package" which is a 90% reimbursement after a $250 deductible and it is $57 a month. They also cover her meds, adaquine shots, etc, etc where many others do not.
    Brandon Edmondson

  6. #6
    Senior Member Ted Shih's Avatar
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    Pet Plan has reimbursed me for three knee surgeries, two torsions of the spleen, one torsion of colon, oral surgery, broken toe, surgery of pancreas, etc. Never an issue about payment
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    Senior Member JusticeDog's Avatar
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    Quote Originally Posted by Birdshot View Post
    Pet Plan. One small claim was denied and one large claim was paid.
    I have a pile of claims with Pet Plan no less than 8" tall. I have submitted numerous surgeries and illnesses. I always have to call to get reimbursed. I have had to have letters written by my vet. I have had to file complaints with the department of insurance. If you like a hassle, this is the company to go with. They do not cover dogs that are injured when working, BTW.
    Susan

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    Senior Member Bill Stoune's Avatar
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    Pet Plan has paid every claim that I have submitted to them.

  9. #9
    Senior Member 480/277's Avatar
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    Quote Originally Posted by freezeland View Post
    Trupanion, they cover working dogs
    What's the premium, if you don't mind?

  10. #10
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    Quote Originally Posted by 480/277 View Post
    What's the premium, if you don't mind?
    I pay $76.27 per month per working pet. I have two optional riders that add to this cost, optional rider A is a recovery rider and covers things like physical rehab, acupuncture, hydrotherapy, chiropratic, behavior modification, homeapathy, naturoapathy. Rider B is an optional owner assistance rider which covers boarding fees, lost pet & reward, cremation & burial, etc.

    The only other carrier that covers injuries and accidents occurring while performing as a working dog, which I am aware of, is Pets Best.

    Hope this helps.
    Southland Dixe's Hunter Boy, JH (Hunter)
    Triple J's Hotta Habanera Mo Betta, (Mo)
    Freezeland's Carbon Squared, (CC)

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