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Thread: Does Petplan insurance cover a C section if necessary?

  1. #1

    Default Does Petplan insurance cover a C section if necessary?

    Title pretty much says it all. Does anyone know the answer? I'm not talking about a scheduled C, but an emergency one. Would this be deemed a "per existing condition" or an "unexpected emergency"? I looked on their website but wasn't able to find anything. Thanks!
    God bless!- Jamee

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  2. #2
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    1-800-petplan, not sure thats the number but why not just call and ask em?
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  3. #3
    Senior Member Rainmaker's Avatar
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    They covered one for me. It is in the policy.
    Kim Pfister, Rainmaker Labs

  4. #4
    Senior Member JusticeDog's Avatar
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    Quote Originally Posted by Jamee Strange View Post
    Title pretty much says it all. Does anyone know the answer? I'm not talking about a scheduled C, but an emergency one. Would this be deemed a "per existing condition" or an "unexpected emergency"? I looked on their website but wasn't able to find anything. Thanks!
    yes. This is as stated under policy exclusions:

    p. Costs arising out of or related to:
    i. Breeding.
    ii. Pregnancy.
    iii. Whelping or nursing.
    Except costs of any complications arising from these items.
    However, for coverage to apply, the date of breeding must fall
    after the first fourteen (14) days of the effective date of your policy
    Susan

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  5. #5

    Default

    Awesome! Thanks ladies I am hoping this isn't necessary, but always want to be prepared. I have had a policy on all my pups since last October so I'll be good there!
    God bless!- Jamee

    When you stop having fun, it's time to quit!!
    "If your dog doesn't like someone you probably shouldn't either"- Author unknown

    My team:
    HR Dr. J's RxRated High Caliber JH "Kali"
    White Oak's Change of Plans "Bodee"
    #1 cheerleader: SJ's Gotta-Lot-A Go Lil "Jake"

    Gone but never forgotten:
    HR Stevie-Joe's Super "Star"- my heart dog, I love you baby
    October 24, 2001-January 6, 2013

  6. #6
    Senior Member labsforme's Avatar
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    I called them a couple of days ago for just that question. Yes it is covered if it is a medical emergency. They suggested getting pre-authorization(? not sure if the right term)) prior to whelping.
    Jeff Gruber
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  7. #7
    Senior Member frontier's Avatar
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    Quote Originally Posted by labsforme View Post
    I called them a couple of days ago for just that question. Yes it is covered if it is a medical emergency. They suggested getting pre-authorization(? not sure if the right term)) prior to whelping.
    pet Plan covered emergency C-section for me when complications were identified. It's all in how the vet writes it up with the diagnosis and submits it.
    Terrie Tomlinson
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