You can't tell the auto makers what kind of cars to make, regulate what kind of fuel economy they get, force them to pay ridiculous wages, etc. etc. and expect them to survive. The market dictates the product. We should have left them alone and let them succeed or fail on their own merit.
You can't force mortgage companies to disregard their lending standards to make life "fair" and expect them to remain solvent. How is that plan working out?
Then, when the chickens come home to roost (to borrow a phrase from my favorite preacher), the taxpayers have to shoulder the burden of government incompetence.
Beware anyone who sells an idea using the word "fair".