Yardly and DNF, you sure quote the regs very well, and I bet you have never even talked to a Real doctor who cares about their patients, and wants the best for them. If you would like to talk to one, who also believes this system will be an utter failure, and extremely expensive, just let me know, and I will send the my phone number. If all of the current government medical plans are run so well, why are they bankrupt? If you think your insurance has hoopes to jump through, try dealing with the government. Feel free to talk to a real live person who deals with this everyday. I am not saying our current system is good, I am not a fan of the insurance companies, but I must laugh as you give examples of what the government has run well. I think the government does a wonderful job with national defense, but that is about it. Your examples don't hold water. Oh and DNF, as far as what the Doctors can do--- you just don't accept that insurance. If you think a bunch of Dr's that don't accept a specific insurance doesn't have an effect, you are wrong.