I offered insurance to be competitive in the employment market. If I had not offered it I would have lost many of my staff. I agree that as an employer I would have preferrd to be out of the health care business entirely and I ultimately dropped all insurances after watching my costs triple in 12 years. However, the proposed public option would not have gotten me off the hook any more than a private option. I am either providing group coverage or I am not. As an employer I would prefer it if the government automatically enrolled all citizens in a government program with no involvement from me. That would get the employer off the hook and make employers more competitive in the global market. However, that is not a proposal that is on the table.