OK, Not to sound too ignorant.. But Im curious a bit more on Pet Insurance.
I have my Barrel Horses Covered: Their Mortality policies have a payout if they die ($15k-$35K) based on their value
I also have a Major Medical plan on one of them.. It provides for veterinary care for a MAJOR injury.. like if they need surgery or significant rehab.
From what I understand, pet insurance is like the major medical portion?
With my horses, I cant get a Major Med policy unless I have a Mortality policy... But that does not seem to be true with dogs?