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Thread: Pet Insurance

  1. #21
    Senior Member Lucky Seven's Avatar
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    Quote Originally Posted by Ted Shih View Post
    PetPlan has more comprehensive coverage than PetBest (they cover tooth extraction, cruciate without waiting period) and slightly better pricing.

    For $100 deductible, 80% coverage,

    Pet Plan 12k limit per year per pet
    Pets Best 7k limit per incident, $100k per pet lifetime

    For 8 dogs, $270 per month Pet Plan

    versus

    $277 per month for Pets Best

    Ted,

    Did you just call PetPlan ???

    Whats your first impression with their customer service ???

    Chad

  2. #22
    Senior Member Ted Shih's Avatar
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    Quote Originally Posted by Lucky Seven View Post
    Ted,

    Did you just call PetPlan ???

    Whats your first impression with their customer service ???

    Chad
    Salesman was fine - but would expect him to be

    He suggested I look at www.Petinsurancereview.com

    Headed there now

    Ted
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  3. #23
    Senior Member Ted Shih's Avatar
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    From website

    Current Customer Ratings

    US InsurersHartville/ASPCAAverage customer rating: 5.86Read Hartville/ASPCA reviews
    VPIAverage customer rating: 4.98Read VPI reviews
    EmbraceAverage customer rating: 9.05Read Embrace reviews
    Pets BestAverage customer rating: 7.48Read Pets Best reviews
    PetPlan USAverage customer rating: 9.27Read PetPlan US reviews
    Pet Partners (AKC)Average customer rating: 4.66Read Pet Partners (AKC) reviews
    Petfirst HealthcareAverage customer rating: 8.56Read Petfirst reviews
    PetCare USAverage customer rating: 4.17Read PetCare reviews
    Pet AssureAverage customer rating: 7Read Pet Assure reviews
    TrupanionAverage customer rating: 8.52Read Trupanion reviews
    PurinaCareAverage customer rating: 9.05Read PurinaCare reviews
    Competition does not build character - It reveals it.

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  4. #24
    Senior Member Ted Shih's Avatar
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    Website worth checking out

    Ted
    Competition does not build character - It reveals it.

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  5. #25
    Senior Member JusticeDog's Avatar
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    Quote Originally Posted by EdA View Post
    Because?........

    when clients ask about pet insurance I like to give the correct (or best) answer, VPI is the longest tenured, certainly veterinarian friendly with a simple form to sign with the diagnosis
    Because Honor spent 8 days in ICU with a melting corneal ulcer, and they reimbursed me $340.00. Without that care and treatment, he would no longer be running.... and he would not have won that "Killer" Charlie Hines open using the Ranger standard at Watopa this spring. Up until then, I've always been happy with their service.

    Purportedly, they are not so schedule heavy on injuries with Pet Plan. They purportedly pay for hereditary stuff, and you can pick your coverage...

    You can pick your co-insurance, deductible and coverages: $8000, $12,000, $20,000 annually.

    I've just submitted my first claim with them. So, we'll see how it goes. The proof is in the puddin' so to speak. I used the website Ted just cited about Pet Insurance reviews to make my decision.
    Last edited by JusticeDog; 11-12-2009 at 12:14 PM.
    Susan

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  6. #26
    Senior Member EdA's Avatar
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    Quote Originally Posted by JusticeDog View Post
    Because Honor spent 8 days in ICU with a melting corneal ulcer, and they reimbursed me $340.00. .
    not much reason to have insurance with them for sure

    Thanks, I'll remove their brochures from my reception area

  7. #27
    Senior Member ErinsEdge's Avatar
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    PetPlan also covers c-sections-not sure if the others do.
    Nancy P



    "We give dogs time we can spare, space we can spare and love we can spare. And in return, dogs give us their all. It's the best deal man has ever made." M.Facklam

  8. #28
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    I checked PetPlan out. Pretty good coverage. I feel dumb for not giving it much thought before. For Gold coverage, $200 deductible, and 100% coverage is $285 a year. For single dogs, there is a only small differnce in price between the least and most coverage at the $200 deductible level.

    I have a friend who had to put down his dog due to money. After spending $4K, he was tapped out. Less than $1 a day is worth the peace of mind I will not have to face a similar situation.

    The funny this is now my insurance which covers my wife cost the exact same as the dog's!
    Last edited by Vance Ertel; 11-12-2009 at 12:20 PM. Reason: name of company

  9. #29
    Senior Member Wade's Avatar
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    I went to the petplan website via the post that Ted put up.

    I can not find any Wellness coverage like vaccines or well checks. Is that something that is foreign to pet insurance and their policies?

  10. #30
    Senior Member Ted Shih's Avatar
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    Quote Originally Posted by Wade View Post
    I went to the petplan website via the post that Ted put up.

    I can not find any Wellness coverage like vaccines or well checks. Is that something that is foreign to pet insurance and their policies?
    I didn't look for wellness plans. AKC, Pets Best, and ASPCA all have wellness plans, but they did not seem cost effective to me

    I am looking for insurance to cover the big hit
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