Everyone assumes that there is no demand on this thread. There is demand for goods and services but credit is still tight mainly because small banks are bouged down with bad real estate loans, therefore, even though they would like to make loans, they can't because it requires capital and loan losses has eaten up their capital. Furthermore, bank examiners are requiring them to put more and more into loan loss reserves thus tying up more of their equity and raising capital in the private sector is very costly and very limit currently.
Someone said that good companies can get money, that is true to a point, but many can't get everything they need thus they are passing on good opportunity.
This is a good bill and good for all, but I know Beck and Rush have already made up your minds on the subject based on the comments so far.