![]() |
![]() |
![]() |
![]() |
|||
![]() |
![]() |
![]() |
![]() |
|||
stan b
SR-HR-UH-Field of Dreams Mr. Elvis
"Don't give up.....don't ever give up!!!"
Jimmy V
__________________________________________________ ____________________
"Do not go where the path may lead, go instead where there is no path and leave a trail."
Ralph Waldo Emerson
Oh, you mean like ......
http://www.msnbc.msn.com/id/39169696/
"there is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance --- that principle is contempt prior to investigation."
Herbert Spencer
Oh is it?!?Completely irrelevant and unrelated to the real issues.
Bottom line is "how should we pay the bills"!
You guys seem to want lower taxes, less government, and lower wages, so just how is it that you expect to pay your medical bills?
My little go around with the heart surgeons only cost 185K. My share of the bill was $37,000.00 plus insurance premiums already payed over the course of 40 years. Think it won't happen to you ---- guess again my friend!
Having had heart surgery, would you like to take a guess on what I have to pay for insurance!?! (even with Medicare part A)
Now we are getting somewhere! How about you listing what those problems are, and how we should fix them.Then we should have attacked that problem, not passed more BS that won't solve any of the existing problems and add its own.
All I ever hear is what we shouldn't do, no one wants to say what we should do!!!!
You look at the list of things that the GOP conjured up, and we are right back to the same place. Nothing gets fixed and it adds more problems!
Is there a solution? In my book YES there is, all the idiots in Washington have to do is quit the turf wars, and do what is right for the country!
Doesn't matter if they go insurance based or government based, just as long as they regulate it properly. Everyone pays the insurance premiums OR they pay the taxes. Either way we will have about the same number of people earning their living off it.
Last edited by tom; 10-06-2010 at 03:24 PM.
"there is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance --- that principle is contempt prior to investigation."
Herbert Spencer
Normally I'm philosophically on the other end of the spectrum from Jeff, but this is the crux of the problem right here. From my rather unscientific observation, I've noticed that those that have had government or other good health care coverage for all or most of their adult lives aren't the slightest bit concerned with the outrageous costs of certain medications or routine medical procedures, tests, etc.,, because they have no idea what they actually cost. Why, for example, is New Drug A $300 a month, when Generic B at $4 a month would suffice?
If you're under- or uninsured you question the cost and find something that works that isn't as expensive. And if not for insurance Big Pharma wouldn't be able to charge such high prices for New Drug A or Re-invented, extended release New Drug B because people would opt for the cheaper version. Instead, they're allowed to "price fix" via big insurance and Medicare-Medicaid which apparently never question the costs.
Something is very wrong when the very things that perpetuate waste and fraud aren't fixed first, before making any sweeping reforms.
I have to agree with that also.The best thing that could happen in this country to control health care costs and to improve our economic competitiveness is to get employers completely out of the business of financing health care. I find it interesting that those who complain about "ObamaCare" are almost invariably covered by insurance paid for by someone else. I don't see anyone out there fighting to pay the bills themselves.
Except
Most small businesses (like me) have been saying that for years.I don't see anyone out there fighting to pay the bills themselves
The problem is the disparity in insurance costs. If a person buys their own it is at a different price.
(seems like that is one of the problems addressed in health care reform --- too bad that the GOP thinks that is one of the things that has to wait for a few years)
Last edited by tom; 10-06-2010 at 03:49 PM.
"there is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance --- that principle is contempt prior to investigation."
Herbert Spencer
"For everyone to whom much is given, of him shall much be required." -- Luke 12:48
Raven - Moneybird's Black Magic Marker***
(Esprit's Power Play x Trumarc's Lean Cuisine)
Mick - Moneybird's Jumpin' Jack Flash***
(Clubmead's Road Warrior x Oakdale Whitewater Devil Dog)
Peerless - Moneybird's Sole Survivor
(Two River's Lucky Willie x Moneybird's Black Magic Marker)
The disparity in insurance costs is due to the arithmetic. You can charge less per person if you know that your group will have enough healthy people to offset the sick people. So, in a small group with mostly older people, costs for the group are likely to be higher than if the group was younger. Based on age alone, if the employees remain stable with their employer, they grow older each year & more likely to need health care.The problem is the disparity in insurance costs. If a person buys their own it is at a different price.
Every business operates this way really. If you go to estimate a job, and don't get the job, you have to build the cost of your time into one of the jobs you do get. Basically the old saying 20% of your customers are responsible for 80% of your problems. You may have to charge the same price to everyone (except for volume discounts & the like), but you will make more profit on some customers than others. You set your price so that it balances out.
I'm with Julie ... and some health plans now do provide for it, I think, that if there is a generic drug that does the same thing as a newer drug, they will only pay for the generic. If there are stupid things in the way we do things now, fix the stupid stuff, then maybe there's a chance that you can control costs on a universal plan.
When I listen to some of the ads on TV for new drugs, I don't think I want to take any of them! I love the one for asthma relief that notes the drug may cause death from asthma! Uh ... excuse me. Then there's another drug that mentions it can cause cancer. Yup, gonna run right out and try that one.
As an aside, Medicare ain't exactly free. First you pay into the plan during your working life, for Part A. Then they deduct another $93 a month for Part B. But you really need to get your own supplemental coverage (for me that's $130 month); and then the prescription drug coverage is another $103/mo. Granted, as one ages & is more likely to need those coverages, the price may still be a pretty good deal ... but it sure ain't free.
G.Clinchy@gmail.com
"Know in your heart that all things are possible. We couldn't conceive of a miracle if none ever happened." -Libby Fudim
I don't use the PM feature, so just email me direct at the address shown above.