Law school and birth control

[WRL]

The insurance company will NOT pay for the FREE stuff, we will!

RK

I agree. It comes down to not IF you want to pay but HOW MUCH you want to pay......

I elect for the lesser of the amounts.

WRL

[ARay11]

Regardless what policy you choose, YOU will help pay for FREE stuff!!!

Nuttin' you can do about it, because at the end of the day....there is no FREE stuff!!!



RK

WHAT ABOUT MY RIGHT TO CHOOSE NO POLICY AT ALL???

[Gerry Clinchy]

LOL!!
I think the insurance companies take gender related illness into account when pricing a policy. But I suppose they will have to cover sterilization and/or condoms for the fellas as well as the pill for ladies??

To my point though... we should be able to choose our coverage... or LACK of coverage if we so choose.

Actually, that is what employers did do with "cafeteria" plans. They offered a selection of benefits you could choose from based on an overall dollar amount. You might be able to combine a higher overall deductible in order to get dental coverage ... by your own choice. Or keep a lower deductible and pay for your own dental. You get the idea: Here is $X of dollars to spend; let the employee choose what they want or don't want.

So, why not let people pay "by the child" rather than "family"? That would be an incentive to use contraception.

Overall, that is what insurance is about: making a group diverse enough to keep the overall fiscal soundness. That's why Obamacare HAS to have a universal compliance mandate once they mandated that ALL pre-existing conditions would be covered. And there was NO WAY you can have the funds to do that unless you compel everyone to be part of the "group".

Obviously that is why Medicare and Medicaid have problems ... the group is not diverse enough to cover expenses from premiums collected. The govt then has to kick in. Watch the "state exchanges" take a real hosing, with premiums gradually increasing. And those whose income is low enough will be subsidized.

There just isn't any way around this: If hospitals give care free to those who can't pay, they charge more to those who DO pay to make up for their losses. If the govt mandates that everyone be covered, this is great for hospitals and doctors ... no more freebies. However, SOMEbody WILL pay. The govt only has the $ it gets from those who pay taxes (or fines or penalties).

And, yet, for those who figure the penalty is cheaper than the health insurance, if they get sick the hospitals and doctors will still treat them. Hospitals even give expensive care like dialysis to illegal residents. Those who DO pay will STILL be paying for those who do NOT pay.

It's really just a shell game that makes for good rhetoric on a campaign trail.

[paul young]

WHAT ABOUT MY RIGHT TO CHOOSE NO POLICY AT ALL???

we have that option where i work. we call it the "moron policy choice".

i pay over $100/ week, that's a bargain today.-Paul

[ARay11]

we have that option where i work. we call it the "moron policy choice".

i pay over $100/ week, that's a bargain today.-Paul

I assure you I am not a moron...however I do support someone's right to be one.

[HPL]

WHAT ABOUT MY RIGHT TO CHOOSE NO POLICY AT ALL???

Seems a reasonable option as long as when you have gone completely bankrupt paying for some catastrophic illness or accident you don't then expect me to contribute to your care. If you opt out, you have to be completely out. That is a very hard position both for you and for me.

[ARay11]

Seems a reasonable option as long as when you have gone completely bankrupt paying for some catastrophic illness or accident you don't then expect me to contribute to your care. If you opt out, you have to be completely out. That is a very hard position both for you and for me.

I do not intend for this to be a "reasonable" option.... Only that I do not want a government large enough to remove my ability to make a CHOICE

[JDogger]

It's funny...I pay more per month for my TV, land line,and internet sevice then I do for elec. and gas combined. JD

[JDogger]

It's funny...I pay more per month for my TV, land line,and internet sevice then I do for elec. and gas combined. JD

There are no choices...

Whats wrong here?

BTW I give a FRA about about birth control for college students. JD

[Buzz]

Seems a reasonable option as long as when you have gone completely bankrupt paying for some catastrophic illness or accident you don't then expect me to contribute to your care. If you opt out, you have to be completely out. That is a very hard position both for you and for me.

Interesting, this is the type of conservative thinking that originally spawned the idea of the individual mandate in right think tanks. Something about personal responsibility.