First of all, it's a bit early to talk about three undefeated teams. There's a higher probability of a number of one loss teams fighting for a shot in the big game. I'm not sure ND can win out, but if they do why shouldn't they be in it? Their wins vs ranked teams from different conferences speaks for itself. Other than a TV contract, that is a huge benefit of an independent schedule. It removes the speculation of this conference vs that one. I'm a big fan of SEC, but what happens if there's not an undefeated SEC team, and 2 other teams that are? That's when the real problems start!