The RetrieverTraining.Net Forums The Retriever Academy
Total Retriever Training with Mike Lardy
Hawkeye Media Gunners Up Tritronics Outdoor Media
Page 1 of 3 123 LastLast
Results 1 to 10 of 25

Thread: Romney gives little hints on his healthcare reform plan

  1. #1
    Banned
    Join Date
    Aug 2011
    Location
    new london, wi
    Posts
    622

    Default Romney gives little hints on his healthcare reform plan

    Check this out. health savings accounts, higher deductibles, and higher out of pocket expenses? I don't know, seems a little geared toward higher wage earners.

    http://news.yahoo.com/analysis-romne...110405019.html

  2. #2
    Senior Member huntinman's Avatar
    Join Date
    May 2009
    Location
    Tennessee
    Posts
    7,184

    Default

    Quote Originally Posted by murral stark View Post
    Check this out. health savings accounts, higher deductibles, and higher out of pocket expenses? I don't know, seems a little geared toward higher wage earners.

    http://news.yahoo.com/analysis-romne...110405019.html
    anyone can use a hsa... you don't believe in paying for the services you receive?
    Bill Davis

  3. #3
    Banned
    Join Date
    Aug 2011
    Location
    new london, wi
    Posts
    622

    Default

    Quote Originally Posted by huntinman View Post
    anyone can use a hsa... you don't believe in paying for the services you receive?
    If you could roll those unused dollars into the next year, I would be fine with it. The way ours is set up, whatever money that is left on 12/31 is gone. I buy insurance to offset my out of pocket expenses. what's the sense of having insurance if the deductibles and out of pocket expense is so high you can't afford it. I'd rather pay a little higher premium and have low deductible and out of pocket expenses as opposed to low premiums and high deductibles and out of pocket expense. either way, the insurance company is making huge profits and people that don't have a lot of extra cash get slammed with the medical bills. thus when the medical bills get so overwhelming, they file chapter 7. then nobody gets paid.
    Last edited by murral stark; 10-02-2012 at 06:58 PM.

  4. #4
    Senior Member huntinman's Avatar
    Join Date
    May 2009
    Location
    Tennessee
    Posts
    7,184

    Default

    Quote Originally Posted by murral stark View Post
    If you could roll those unused dollars into the next year, I would be fine with it. The way ours is set up, whatever money that is left on 12/31 is gone. I buy insurance to offset my out of pocket expenses. what's the sense of having insurance if the deductibles and out of pocket expense is so high you can't afford it. I'd rather pay a little higher premium and have low deductible and out of pocket expenses as opposed to low premiums and high deductibles and out of pocket expense.
    Welcome to Obamacare... it's gonna get worse.
    Bill Davis

  5. #5
    Banned
    Join Date
    Aug 2011
    Location
    new london, wi
    Posts
    622

    Default

    Quote Originally Posted by huntinman View Post
    Welcome to Obamacare... it's gonna get worse.
    did you read the article? It is Romney's idea to do these things with higher deductibles and out of pocket, not Obama's.

  6. #6
    Senior Member
    Join Date
    Nov 2006
    Location
    Pac NW
    Posts
    4,474

    Default

    Quote Originally Posted by murral stark View Post
    I'd rather pay a little higher premium and have low deductible and out of pocket expenses as opposed to low premiums and high deductibles and out of pocket expense.
    I won't ask you what's a little because you probably don't know - those of us who watch our health prefer lower premiums & higher deductibles - as I wrote WA state's do nothing senator many years ago.

    In case you are anything between your ears a higher premium is a higher out of pocket expense & eligible to contribute to those profits you detest
    __________________________

    Marvin S

    Everyone's friend is No One's friend

    Someday your life will flash before your eyes. It's your responsibility to make sure it's worth watching!

  7. #7
    Senior Member Franco's Avatar
    Join Date
    Jun 2003
    Location
    Lafayette, La.
    Posts
    10,999

    Default

    WE need to go back to the pre PPO/HMO days when Healthcare was affordable and everyone that needed it received care!
    Collecting more taxes than is absolutely necessary is legalized robbery. Calvin Coolidge



  8. #8
    Banned
    Join Date
    Aug 2011
    Location
    new london, wi
    Posts
    622

    Default

    Quote Originally Posted by Marvin S View Post
    I won't ask you what's a little because you probably don't know - those of us who watch our health prefer lower premiums & higher deductibles - as I wrote WA state's do nothing senator many years ago.

    In case you are anything between your ears a higher premium is a higher out of pocket expense & eligible to contribute to those profits you detest
    I would be fine with 10% to 20% higher premium. It's more up front, but that's why it's called insurance. I currently pay $200 per month in premiums. $500 deductible, 80/20 up to the first $1000 out of pocket and then insurance pays 100%, with no lifetime maximum. so with a premium 20% above what I currently pay, would be acceptable. I have plenty between my ears Mr. Smarty Pants, just not the same stuff you have between your ears. you have evidently made your fortune already, I am working on mine so with the plan Romney hinted at, I won't be able to get to my goal.

  9. #9
    Senior Member Gerry Clinchy's Avatar
    Join Date
    Aug 2007
    Location
    Pennsylvania
    Posts
    7,400

    Default

    I would be fine with 10% to 20% higher premium. It's more up front, but that's why it's called insurance. I currently pay $200 per month in premiums. $500 deductible, 80/20 up to the first $1000 out of pocket and then insurance pays 100%,
    That sounds like a pretty good plan for the price, Murral. Let's hope you get to keep it if Obamacare goes into place. If that includes wife and children, that is a downright bargain.

    You may already have the level of co-pay and deductible that Romney intends. Keep in mind that a lot of plans (like some unions or the Federal employee plan) may have far smaller co-pays and/or deductibles.

    It will be very interesting to see what Romney's details turn out to be ... this should be a subject with which he has a LOT more experience than Obama ever had.
    G.Clinchy@gmail.com
    "Know in your heart that all things are possible. We couldn't conceive of a miracle if none ever happened." -Libby Fudim

    ​I don't use the PM feature, so just email me direct at the address shown above.

  10. #10
    Banned
    Join Date
    Aug 2011
    Location
    new london, wi
    Posts
    622

    Default

    Quote Originally Posted by Gerry Clinchy View Post
    That sounds like a pretty good plan for the price, Murral. Let's hope you get to keep it if Obamacare goes into place. If that includes wife and children, that is a downright bargain.

    You may already have the level of co-pay and deductible that Romney intends. Keep in mind that a lot of plans (like some unions or the Federal employee plan) may have far smaller co-pays and/or deductibles.

    It will be very interesting to see what Romney's details turn out to be ... this should be a subject with which he has a LOT more experience than Obama ever had.
    Our children are grown and on their own now. But those premiums I described are for the wife and I. I don't know it will play out in the future. How will it work that my company headquarters is not in the USA? I don't know. all I know, is right now, they are taking care of us pretty well and they have told us that it will continue to be the case. They have not lied to us yet, so I have every reason to believe that they are sincere.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •