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Thread: The Fiscal Cliff

  1. #71
    Senior Member luvmylabs23139's Avatar
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    Quote Originally Posted by murral stark View Post
    My monthly bills are se up based on what my starting salary was 4 years ago. I have gotten a raise every year since I started. So if I get a pay cut in January, it's no big deal because I am living off of a salary from 4 years ago.
    You haven't had any increase in your bills in 4 years??
    I can list several of mine that have increased :
    property taxes
    homeowners insurance ( no claims)
    electric bill (usage is actually down but rates increased)
    gas (use less but the expense has increased)
    DOG FOOD!!! (same food and less consumed as 2 of the 4 are now seniors and require less)
    Hihope Hiland Heathen of Perth CD, RE, CGC, TDI

  2. #72
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    Quote Originally Posted by luvmylabs23139 View Post
    You haven't had any increase in your bills in 4 years??
    I can list several of mine that have increased :
    property taxes
    homeowners insurance ( no claims)
    electric bill (usage is actually down but rates increased)
    gas (use less but the expense has increased)
    DOG FOOD!!! (same food and less consumed as 2 of the 4 are now seniors and require less)
    Not to mention health insurance seems like mine has went up every year for the last 20 years.

  3. #73
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    Quote Originally Posted by luvmylabs23139 View Post
    You haven't had any increase in your bills in 4 years??
    I can list several of mine that have increased :
    property taxes
    homeowners insurance ( no claims)
    electric bill (usage is actually down but rates increased)
    gas (use less but the expense has increased)
    DOG FOOD!!! (same food and less consumed as 2 of the 4 are now seniors and require less)
    Let me re-phrase. Some of my bills have gone up and others we have cut back on things to be able to stay within our means. My insurance premiums have actually gone down on insurance. I don't own a house, so I don't have to worry about property taxes or homeowners insurance. My rent is pretty cheap too. We don't try to keep up with the Joneses. We both work for food companies and get really good deals on food so our grocery bill is lower than most people's.

  4. #74
    Senior Member luvmylabs23139's Avatar
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    Quote Originally Posted by murral stark View Post
    Let me re-phrase. Some of my bills have gone up and others we have cut back on things to be able to stay within our means. My insurance premiums have actually gone down on insurance. I don't own a house, so I don't have to worry about property taxes or homeowners insurance. My rent is pretty cheap too. We don't try to keep up with the Joneses. We both work for food companies and get really good deals on food so our grocery bill is lower than most people's.
    OK, fair enough. I tried to pick things that are not a result of the person's actions.
    I used property taxes and homeowners insurance because those 2 things have increased even more for my retired parents who are in their 70's than mine have. They paid off their house years ago more than anything to not have a major expense in later years. Yet, their property taxes go up every year, and they really get very little for the money. Flat out dollars they pay 2.5 x's more than I do in property taxes yet I have a much larger house and a lot more land. Dad won't leave that crappy state so I guess he has to deal with it.
    But my property taxes have almost doubled in 11 years. I call the county every year to ask what the heck I get for my money and all they ever say is well , but, but ......
    MY electric rates are insane compared to when I bought this house. Best example is my barn which has a seperate meter. That is rated small general service.The usage does not change. It runs 2 dusk to dawn lights and my invisable dog fence on a regular basis. The bill thas doubled in 11 years.
    While we don't try to keep up with the Jones' it would be nice to not pay for leaches to do so.
    Hihope Hiland Heathen of Perth CD, RE, CGC, TDI

  5. #75
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    Quote Originally Posted by luvmylabs23139 View Post
    OK, fair enough. I tried to pick things that are not a result of the person's actions.
    I used property taxes and homeowners insurance because those 2 things have increased even more for my retired parents who are in their 70's than mine have. They paid off their house years ago more than anything to not have a major expense in later years. Yet, their property taxes go up every year, and they really get very little for the money. Flat out dollars they pay 2.5 x's more than I do in property taxes yet I have a much larger house and a lot more land. Dad won't leave that crappy state so I guess he has to deal with it.
    But my property taxes have almost doubled in 11 years. I call the county every year to ask what the heck I get for my money and all they ever say is well , but, but ......
    MY electric rates are insane compared to when I bought this house. Best example is my barn which has a seperate meter. That is rated small general service.The usage does not change. It runs 2 dusk to dawn lights and my invisable dog fence on a regular basis. The bill thas doubled in 11 years.
    While we don't try to keep up with the Jones' it would be nice to not pay for leaches to do so.
    Have you actually contested your property taxes? May very well be worth your time.

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