News flash, if you get a $3000 break in the form of as tax credit or a subsidy, you're both riding the same free stuff army train. Next thing we will here is this isn't an attempt at buying votes.
I can agree that a tax credit or a "subsidy" works out to being the same thing.
OTOH, with both medical costs and insurance eating up people's income, I can see some value. If there is no "mandate" for coverage, and these people are responsible enough to voluntarily keep themselves insured (and save society a lot of money by not getting free care), then maybe they actually have earned some respite from these costs? It would appear there is also a "cap" on the tax credit?
Perhaps it's noteworthy that in spite of the subsidies, there were still a LOT of people who would rather spend less (by paying the O-care tax) rather than act responsibly. And we have to also note that mandating the "minimum" coverage made it impossible for certain plans available before to be legal after the law was in place. We know that there were also millions who had some coverage before the increases, were forced to have no coverage at all due to cost increases due to the law.
So we shuffled around who was insured and who wasn't, and the net "gain" was minimal. That minimal gain was also made up heavily of new Medicaid insured. Unfortunately, that did not guarantee actual care to those joining Medicaid, since the reimbursement formula for Medicaid already had made doctors start refusing new Medicaid patients.
O-care currently puts a penalty on plans whose benefits are too good, the "Cadillac plans"? That never made a whole lot of sense to me. We should be glad that those people will fully pay for all their health care and keep hospitals in business. Just a way to "redistribute" by making rich (or union workers) contribute to the less good plans. OTOH, that was then bastardized by issuing those "waivers" which exempted certain companies and unions from those penalties ... to gain their political support for the legislation.
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