As you can see, I have written on the Perils of Pet Plan. They have been the WORST company I have ever done business with. I have put all my other dogs on Purina Care ( have 9 labs). Frankly, I got tired of writing to the dept. of insurance. And, I knew I was going to end up suing them for bad faith. They have been unprofessional, discourteous, claimed they talked to people at my vet's office that they never talked to and didn't exist, questioned by vet's judgment in order to alienate him from me. I have even written to their head vet in order to get claims resolved. My most recent statement to them was "I am certain you wish Dog x were dead, but he's not."Has anyone had experience with pet insurance? What company is best?
I haven't come across any pet insurance that doesn't require the bill to be paid and submitted for reimbursement. Everyone listed here is submit for reimbursement. http://www.petinsurancereview.com/index.aspI have had both my dogs on pet Plan for about a year and have had one claim. Pet Plan was very responsive and quickly reviewed and paid the claim. My understanding is that dogs are legally considered property. Thus. pet insuance is structured as a form of property insurance. Thus, they reimburse losses rather than pay directly. I am not sure if every pet insurance plan operates this way. From my experience, I think Pet Plan is a good choice.