[Eric Johnson]

Dear Adrianne,

I know how much your companion animals mean to you. That's why we've
teamed up with Petplan, America's #1 rated pet insurance provider, to
ensure that your four-legged family members live a long, happy life. And
Humane Society of the United States supporters receive a 5% discount --
use code "HSUS0312"!

Across the globe, Petplan is recommended by more veterinarians than any
other pet health insurance provider and is consistently rated No. 1 in
independent reviews by pet parents. Join more than 1 million
policyholders who already enjoy peace of mind with these benefits:**

Full coverage for hereditary conditions on any cat or dog -- any age,
anywhere -- no upper age limits

Covered for Life™ guarantee -- once your pet is insured, any condition
he develops, including all chronic conditions, will be covered into old age

Up to 100% reimbursement for accidents and illnesses (up to $20,000/year)

No-hassle claims -- more than 95% of paid claims are processed within
five days of submission

Flexibility to customize your policy according to
your needs and budget

Getting a quote is simple and free. Use code "HSUS0312" when applying to
receive a 5% discount! Add that to Petplan's other discounts for
microchipping, multiple pets, and buying online to receive a maximum 15%
discount. Also, with each completed application, Petplan will make a $30
donation to our Humane Society Veterinary Medical Association's Rural
Area Veterinary Services program, which provides free veterinary care to
pets in underserved communities. Celebrate the animals in your life and
protect them with Petplan today.
Sincerely,

Wayne Pacelle, President & CEO
The Humane Society of the United States


*According to Petplan claims data, 2010
**As long as the condition was not showing clinical signs prior to the
effective date of the policy or during the policy waiting period.
Lifetime coverage is contingent on the policy being renewed each year
without any break in coverage. Subject to annual policy limits of
$8,000, $12,000 or $20,000. Limits are replenished in full on renewal.
Pre-existing conditions are excluded from coverage.
Pet insurance policies are issued by AGCS Marine Insurance Company and
administered by Fetch Insurance Services, LLC (Fetch Insurance Agency,
LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in
California). AGCS Marine Insurance Company, a member of the Allianz
Group, is rated A+ by A.M. Best (2010). Petplan is the #1 rated pet
insurance provider, of those providers receiving more than 250 lifetime
reviews, on the independent review site petinsurancereview.com (Nov. 17,
2011). For additional information, please visit petinsurancereview.com
or write to: 1268 Longs Peak, Longmont, CO 80501.

.

 

[Ray Kirkpatrick]

Whoa!
Am I on the wrong site or what?

 

[Jason Glavich]

Whoa!
Am I on the wrong site or what?

Nope right site. HSUS has been brought up here before. There is more to them than meets the eye which is why these things are usually posted here.

 

[Ted Shih]

Unfortunately, we do not live in a perfect world.

I have PetPlan Insurance because they have taken care of me and my dogs fairly, and promptly.

I had a mast cell tumor removed from one of my dogs. Total cost around $1200. Pet Plan processed the claim quickly and I was reimbursed 80%

 

[Julie R.]

Obviously H$U$ has figured out a way to make $$ off of people that buy pet insurance. Doesn't mean the insurance company itself is pro-animal rights; they may have seen the millions of morons that fall for H$U$ propaganda as a potential source of new clients (the more people that buy pet insurance, the better for the company in terms of spreading the risk).

I would guess that if they are offering a discount for policies sold by H$U$, the pet insurance co. may offer them elsewhere. Even if they didn't, I'd rather pay full price than have the discount and send $ to the AR freaks. Because don't forget, once they have you on their master list you'll be getting many pounds of junk mail, junk email and junk phone calls from them....

 

[Ted Shih]

If you sign up on the internet, you get a discount from Pet Plan. If you have more than 3 dogs, you get a discount from Pet Plan. If you tell Pet Plan that another member referred you, that member gets a $25 gift card (Thank you, Deb Stukey!)

 

[hotel4dogs]

When I compared policies, it seemed that Embrace insurance and PetPlan were very similar. Biggest difference was that Embrace's deductible is per YEAR, whereas PetPlan is per INCIDENT.
The deciding factor for me was the HSUS/PetPlan relationship, so I went with Embrace.
But to each their own, if one is happy with PetPlan they should stick with them.

 

[hotel4dogs]

BTW, Embrace underwrites Cabela's Pet Insurance
http://www.cabelaspetinsurance.com/

 

[ErinsEdge]

would guess that if they are offering a discount for policies sold by H$U$, the pet insurance co. may offer them elsewhere.

Yes, all one has to do is google and you will come up with many other affiliations or ways you can achieve that discount. There is a maximum discount anyway, so if you have microchipped your dogs and have multiple dogs you have achieved your maximum discount. I think Julie is right here-it is a marketing tool for lists for HSUS because I have Petplan policies but I am not on their (HSUS) list. I feel like Ted, I want a good insurance that pays and doesn't reject claims as hereditary. I just went through and compared insurance again as my Petplan renewals went up and I still stayed with Petplan.

 

[Ted Shih]

In the past two years, Pet Plan has reimbursed me for

Cruciate (Rider)
Cruciate Repair (to redo other cruciate, which was repaired before I joined Pet Plan) (Rider)
Mast Cell Tumor (Rider)
Ingestion of Prescription Medication 2x (Weikel)

On each occasion, the cost was over $1000

On each occasion, Pet Plan has paid promptly without issue.

Pet Plan does not exclude cruciate repair or work to address dysplasia, which other carriers do.

I would need to hear from other people with long standing history with an insurance company before I moved my business from Pet Plan

 

[hotel4dogs]

I am a very loyal consumer. I firmly believe that, if you are pleased with what you have, you should stick with it. I would never try to convince anyone to change to a veterinarian/trainer/insurance company that I use if they are pleased with their current situation.

 

[Buzz]

In the past two years, Pet Plan has reimbursed me for

Cruciate (Rider)
Cruciate Repair (to redo other cruciate, which was repaired before I joined Pet Plan) (Rider)
Mast Cell Tumor (Rider)
Ingestion of Prescription Medication 2x (Weikel)

On each occasion, the cost was over $1000

On each occasion, Pet Plan has paid promptly without issue.

Pet Plan does not exclude cruciate repair or work to address dysplasia, which other carriers do.

I would need to hear from other people with long standing history with an insurance company before I moved my business from Pet Plan

I am with you on this one Ted. When Raven had her C-Section with her Willie litter, I was reimbursed on "complications of pregnancy" at 90% after the $100 deductible. I was and am pleased and will be covering my net pup with them. Thanks OP for posting this thread to remind me to get the policy started on Peerless.